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Make a List of Gift Recipients
Start Shopping Early
HOL 101
Don’t wait until the last minute to complete the Christmas list! Use the list of people and amounts to spend as a guide. As the holidays approach,[link widoczny dla zalogowanych], shopping opportunities increase. At each shopping trip,[link widoczny dla zalogowanych], look for opportunities to purchase for someone on the list. The spending will be spread out over a couple of weeks instead of a large amount all at one time.
It can be tempting to pick up a little something to add to a gift at the last minute. Remember that all of the “little things” add up to a lot. Stick to your set amount for each person. If you find a gift for someone on sale and it costs less than what you were planning to spend,[link widoczny dla zalogowanych], don’t purchase something else to make up the difference.
Budget an Amount for Each Person and Gift
Think about a reasonable amount to spend on each individual in the list. The task may seem daunting if the list of people is long. However, planning in advance means saving money in the long run. The amount may vary from person to person. When deciding how much to spend, think about how much you want to spend (a lesser amount) and what you may have spent last year. Try to find a figure somewhere in between,
Mailboxes and newspapers will be flooded with holiday ads this upcoming season. Check each ad with your gift recipient list in mind. If a store offers a coupons for making a purchase of a certain dollar amount, try to purchase multiples gifts at the same place to take advantage of the discount. Black Friday, the day after Thanksgiving, will provide lots of opportunities to save money on gifts.
Write down every person that will receive a present from you or your family. Start with members inside the family and move on to other relatives. Next, think about close friends and their families, co-workers and acquaintances. Finally,[link widoczny dla zalogowanych], think about people that may get overlooked until the last minute: teachers, mailperson, or babysitters.
Take Advantages of Sales and Coupons
Read on
Best Christmas Gift For After Xmas
Shop Early for This Year's Hot Christmas Gifts
Need Help With Money For The Holidays?
Don’t Go Overboard
Planning and creating set amounts for gift giving this year will make saving money on presents a real possibility. Be sure to take a look at the list and see how well things went when the holidays are over. Think about what worked well and start planning for next year.
According to American Research Group Inc. in 2008, consumers were planning to cut their holiday spending almost in half. By making a list of gift recipients and amounts to spend on each, as well as early shopping with sales and discounts, it is possible to save considerably on holiday gift giving.
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